First home buyer

Plain-English first home buyer guides for Australian property buyers, from Unstated.

All Buying basics Documents explained First home buyer Process & timeline Money matters

First home buyer stamp duty in Victoria: the exemption and concession

An eligible first home in Victoria can attract no stamp duty at all, with a tapered concession for homes just above the exemption threshold. Here's exactly who qualifies, the residence rule, and how it differs from the First Home Owner Grant.

15 September 2026·7 min read

First home buyer

Buying your first home in Victoria: the complete step-by-step guide

The complete plain-English guide to buying your first home in Victoria. Deposit and budget, pre-approval, grants and concessions, guarantor and shared-equity options, choosing a property, and getting to settlement.

13 June 2026·14 min read

First home buyer

First home buyer checklist: what to do before you sign

A practical, step-by-step checklist for first home buyers in Victoria. From pre-approval to settlement, the things you actually need to do, in order.

2 June 2026·8 min read

First home buyer

The First Home Owner Grant in Victoria: what it covers and who qualifies

Victoria's First Home Owner Grant provides $10,000 toward the purchase or build of a new home. Here's who qualifies, what properties are eligible, and how to apply.

20 May 2026·6 min read

First home buyer

The Victorian Homebuyer Fund: how shared equity works

The Victorian Homebuyer Fund lets the state government co-purchase a share of your property, reducing how much you need to borrow. Here's how the scheme works and what the trade-offs are.

19 May 2026·7 min read

First home buyer

First home buyer grants and concessions: a state-by-state guide

The First Home Owner Grant is a national scheme but each state and territory sets its own rules. Here's a plain-English overview of what's available across Australia, from grants to stamp duty concessions.

16 May 2026·7 min read