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First home buyer

Plain-English first home buyer guides for Australian property buyers, from Unstated.

AllBuying basicsDocuments explainedFirst home buyerProcess & timelineMoney matters
First home buyer

Buying your first home in Victoria: the complete step-by-step guide

The complete plain-English guide to buying your first home in Victoria. Deposit and budget, pre-approval, grants and concessions, guarantor and shared-equity options, choosing a property, and getting to settlement.

13 June 2026·14 min read
First home buyer

First home buyer checklist: what to do before you sign

A practical, step-by-step checklist for first home buyers in Victoria. From pre-approval to settlement, the things you actually need to do, in order.

2 June 2026·8 min read
First home buyer

The First Home Owner Grant in Victoria: what it covers and who qualifies

Victoria's First Home Owner Grant provides $10,000 toward the purchase or build of a new home. Here's who qualifies, what properties are eligible, and how to apply.

20 May 2026·6 min read
First home buyer

The Victorian Homebuyer Fund: how shared equity works

The Victorian Homebuyer Fund lets the state government co-purchase a share of your property, reducing how much you need to borrow. Here's how the scheme works and what the trade-offs are.

19 May 2026·7 min read
First home buyer

First home buyer grants and concessions: a state-by-state guide

The First Home Owner Grant is a national scheme but each state and territory sets its own rules. Here's a plain-English overview of what's available across Australia, from grants to stamp duty concessions.

16 May 2026·7 min read